Finding a Loan Online: How AmONE Works
Here’s how we do it.
We help consumers and small business owners nationwide solve their financial needs in the safest and easiest manner possible.
Why it works.
We’ve partnered with highly rated debt consolidation and personal loan companies to offer
solutions and support to save you time and money.
Finding and applying for a personal loan shouldn’t be hard.
We’ve partnered with highly rated debt consolidation and personal loan companies to offer you solutions, information, and support to save you time and money while also giving you peace of mind knowing you’re making an informed financial decision.
Frequently Asked Questions
AmONE is a legitimate, free service that matches borrowers to real direct lenders in their states. You can see AmONE reviews from real consumers on sites like Trustpilot.
The amount an individual borrower can get depends on many factors including income and other debts, but generally, personal loans are commonly available for up to $50,000. Some borrowers may qualify for up to $100,000, and a few lenders offer loans this high.
Personal loans from legitimate, trusted lenders, such as the ones partnered with AmONE, are safe. You may be concerned about predatory loans with obscene interest rates and other bad practices, but we have carefully vetted our lenders to ensure they are safe.
Yes, we use the highest level of security and encryption to ensure your information remains private and safe.
The only time a personal loan would be bad for your credit is if you failed to make payments on it. If you make your payments on time and pay the loan as agreed, a personal loan will help your credit.
The vast majority of personal loans are fixed rate. No matter if rates go up or down, you will keep the same rate on your personal loan, unlike your credit card, which is a variable rate.
Yes, you can pay off personal loans early. Most legitimate personal loans will not charge you a fee to pay off the loan early, but you should check to be sure.
You can use a personal loan for many things, including home improvement, debt consolidation, emergencies, medical care, and more. There are a few specific things you can’t use personal loans for, such as gambling or paying for college, but most lenders are very flexible as to what you can use your loan for.
Nobody can say for sure if the Fed will raise rates, which in turn would raise personal loan rates along with all other rates, but once you get your personal loan, your rate is locked in and won’t go up no matter what the Fed decides to do.
As with many loans, including mortgages, you may pay a loan origination fee. This is to pay for the expenses that come with taking out a loan including checking your credit and administrative costs. It should only be a few percentage points of the loan amount. Sometimes it is taken out of your loan amount and sometimes it is added to it.
Why you can trust AmONE?
