See Your Home Improvement Personal Loan Options
Fix up, improve, upgrade, repair, or modify your home with a home improvement loan. Get matched with lenders who work fast to get you the money you need.
Always free and will not impact your credit score.
What Can You Use a Home Improvement Loan For?
Cover big and small home improvement and repair projects with a personal loan. Some reasons include:
Home renovation
You’re looking to update and modernize your home, or you live in an old home and want to do a historical renovation.
Home improvement
You need to add a sunroom, new windows, a new roof, or anything you can imagine making your home more energy efficient and livable.
Home modifications
People with disabilities or people who have decided to stay in their homes as they age can modify their homes to make home features more accessible and comfortable.
Deferred maintenance
The big-ticket maintenance items you’ve been putting off because of the cost can be tackled with a home improvement loan.
Preparing for home sale
Upgrade and correct the parts of your home that could be turning potential buyers away and get top dollar for your home.
Unexpected home repairs
Whether it’s a broken air conditioner in August or a burst pipe in January, get the money you need for emergency home repairs.
Who Benefits from a Personal Loan for Home Improvement?
Any homeowner who needs money to fix or improve their home is a good candidate for a home improvement loan, including:
Get Instantly Matched to Your Best Home Improvement Solution
Tell us a bit about yourself and your financial situation and let us help you find the best loan to improve your home.
Learn Which Providers Have the Best Solution
We find the lenders that have the best solutions for your situation and make sure you have all the tools and information you need to make the best choice for you.
Always Safe, Secure, & Confidential
We keep your personal information secure and private.
Get Live, U.S. Based Support
Our loan experts are great listeners and are waiting to help you and lead you through the process if that’s what you require.
Home Improvement Loan FAQs
Learn more about home improvement loans.
When you use home equity to fix up your home, in the event you get behind on that loan or can’t pay, you could lose your home, even if you are on-time with your mortgage payments.
In most cases you can pay off a personal loan early but check with your lender to see if there’s a prepayment penalty on your loan.
Most lenders have an origination fee, but you may find that the fees associated with obtaining a personal loan are less than those that come with a home equity loan. One big difference is that you usually have to pay for a home appraisal for any home improvement loan that uses your house as collateral.
Home improvements usually increase the value of your home and amplify the enjoyment and comfort of your home, so in that sense, a home improvement loan could be worthwhile. You will need to weigh the benefits based on your personal situation.
