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Your credit doesn’t have to be perfect – but understanding it can seriously level up your money game. Whether you’re building it, fixing it, or just trying to make sense of your score, this section’s got you covered with tips and tools to help you boost your credit with confidence.

Your Credit Score’s Getting a Makeover—Here’s How to Keep Up

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Too Much Debt, Not Enough Loan? Flip the Ratio
Credit | August 12, 2025
If you have plans to borrow money, your debt-to-income (DTI) ratio matters. Learn how lenders use it and how you can improve it.
Climbing to a Credit Score of 800? Bring This Equipment
Credit | August 12, 2025
Learn how to get a high credit score from the team at AmONE! Building good credit may take some time, but it's actually easier than you may think.
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Credit | August 4, 2025
A credit history is important for more than just taking out loans. Here's how to build your credit history and get a good credit score.
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Learn the differences between soft and hard credit inquiries and how they impact your credit score. We debunk common myths about credit checks.
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Credit | August 1, 2025
Discover 5 essential tips for young adults to build a positive credit history. Learn how to monitor your credit, manage expenses, pay bills on time, and explore loan forgiveness options.
Your Credit Score’s Getting a Makeover—Here’s How to Keep Up
Credit | July 24, 2025
Learn what’s changed in the FICO credit score formula and how it could impact your financial future. This guide breaks down the five key factors of your score, introduces the new FICO 10 and 10T models, and explains how your credit habits over time matter more than ever.