The Best Online Banks for You

best online bankOnline banking has become the norm for most us, but we still like being able to visit the bank branches when we need to. It’s something about human interaction or just knowing you can have a problem handled face-to-face instead of over the phone.

If you’re looking to make a change and want to find a new bank there are many online-only banks that are growing in popularity. Mashable created a list of a few options and we’re sharing some of the best ones with you.

  • GoBank. Can a bank app let you open an account, order a debit card, and help you pay your bills? Yes it can. This member of the FDIC “bank” is basically an app that lets you open an account, and use it just like a normal bank account. Make deposits, find free ATMs to use, and create an online checkbook to track your spending.
  • USAA. Available to military members and their families, this bank is mainly online and offers tons of services beyond just your basic checking and savings account. You can use other bank ATMs and not get charged a fee, but if you prefer face-to-face transactions they offer that options as well. Everything else you need though is basically online.
  • Ally. Voted “Best Online Bank” by Money Magazine the online bank has an easy to use website that provides customers access to their checking, savings, CDs, and IRAs. Ally has become one of the more popular choices for online banking probably because it doesn’t charge maintenance or ATM fees; they’ll even reimburse any fees you incur from other bank ATMs.

Our own ‘best of’ choice though is Simple. With Simple you get an account, a Visa card to use, and an easy way to watch your spending online. You can find free ATMs to use in their network, create savings goals, make photo deposits, and use an online bill pay system. This new online bank has slowly been gaining traction, but it is available by invitation only. Fortunately to request an invitation all you have to do is go on their website and request one.