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Storm’s Over – Now What? Here’s How to Financially Bounce Back

Written by:

AmONE

Edited by:

Kristin Marino

Updated on September 4, 2025

When any type of natural disaster approaches most citizens know how to prepare for the event. Get supplies, make copies of all important documents, prepare your home, and have an evacuation plan ready just in case. Now that you’re ready for the storm, do you know how to deal with everything after the storm?

If you did not take out cash before the storm and your bank or credit union happens to be open, get cash immediately as any businesses who suffered from power outages may only accept cash. Check your accounts as well to make sure your balances are correct and no glitches occurred.

Depending on how bad the disaster is you’re likely to be out of work for a few days so again you’ll want to make sure you have enough funds to get you through your time off. This is yet another reason why an emergency fund is important!

Contact your insurance companies if your car or home suffered damage, phone lines permitting. Hopefully you checked your insurance policies ahead of time, if you did, contact your insurance companies as soon as you can about the damage. Document the damage as well with photographs. Write down what was damaged or destroyed including specifics like cost, brand, and model; if you have receipts for the damaged items have those handy.

If you don’t have insurance and your home or vehicle is damaged beware of getting scammed. According to the Better Business Bureau there are “storm chasers” who often show up to neighborhoods affected by natural disasters looking to make big bucks. These scammers might show up announced at your door or travel in an unmarked truck. Research whomever you’re thinking about doing business with by going through the Home Builders Association or Better Business Bureau. If they check out you’ll still want to read the contract and fine print before providing the deposit and paying for the work. Avoid paying everything up front and in cash as well, you want to have documentation should something go awry.

Contact your creditors and lenders if you did not do so before the storm. Hopefully you made sure your bills were up to date during your preparations. If you did not, contact all your lenders as soon as possible to either get your payments up to date or to discuss financial hardships you might incur that will stall your payments. Getting your finances in order could help you protect your credit during this difficult time.

The Takeaway

Most importantly everyone should stay safe after the storm and know what rules and regulations are being set forth by your local government. Contact your insurance companies if need be and your lenders if you have not done so already. If you’re in need of home repairs, AmONE can help you find the financing you need. A personal loan could be an option if you need to cover repair costs, contact AmONE today to discover what financial solutions may be right for you after the storm.

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Advertiser Disclosure*. The financial products and services on this site are from advertisers from which AmONE receives compensation. Compensation may be based upon whether you click on certain links on this site or buy products or services from those advertisers. We do not receive compensation from consumers. The placement of advertisements on this site are based in part upon the compensation AmONE has or expects to receive from those advertisers. Placement of advertisements does not reflect our recommendation of any advertisers' products or services. Please consult a financial services professional before making any financial decisions. Our advertisers do not include all the financial products and service providers available in the marketplace.

Loan availability, rates, APRs (Annual Percentage Rate), and other terms vary by advertiser and borrower attributes, including borrower location. Lenders have a range of available APRs; only borrowers with excellent credit will qualify for the lower rates. As of 01/11/2024, our advertisers were offering loans to some consumers for as little as a 6.40% APR on a three-year $100,000 loan.

We do not provide financial products or services. Rather, AmONE provides administrative and marketplace services by attempting to connect consumers with service providers offering products and services such as debt settlement and personal loans. We do not take applications or make credit decisions. We may not be able to match you with any of our advertisers. Credit and other decisions and terms are determined by our advertisers based upon the consumer's submission of an application to the advertiser, which may obtain other information about the consumer from third parties. Approval for financial products and services by an advertiser is not guaranteed.

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