Tips and Advice

How to Protect Your Child From Identity Theft

If your child is a victim of identity theft then contact the Federal Trade Commission (FTC) to report the ID theft and get a recovery plan. Protect your child.
Written by:
Edited by:
Kristin Marino verified

child in bicycle helmet Identity theft is usually something that only adults need to fear. They are the ones using credit cards, taking out loans, buying houses, and so on. A recent study found that identity thieves are 51 times more likely to target children than adults.

The saying “like stealing candy from a baby” is spot-on when it comes to stealing a child’s identity. For years your children’s identity is untouched and unmonitored making it easy for thieves to rack up debts without a child or parent noticing. Sadly, the most common child identity thief is their own parent or someone they know. Here are a few ways to protect your child’s identity.

  • Keep your computer, tablet, and cell phone information safe and secure. Many identity thieves will find a way to access your hardware and search for you or your child’s personal information. Teens are also susceptible as they might apply for college online leading them to give not only the college their personal information but also any thief who is monitoring your devices.
  • Monitor our child’s credit report. This is one of the easiest ways to make sure their identity has been compromised and you can get a yearly credit report for free.
  • Dispose of documents properly. When you sign your child up for school you might need copies of their personal information, shred any you no longer need and any additional copies. Many people think disposing of them in the trash will be enough, but you can never be too careful. If you’re getting rid of a computer or laptop make sure you wipe it clean of any personal information.
  • Teach your child to keep their personal information safe. Some kids love telling others what they have learned or memorized. Once your children are older have a conversation with them about finances that includes identity theft.

The Takeaway

Don’t let your children fall prey to identity thieves, these basic steps could keep them from having to battle to get their identity back once they are an adult. Safeguard your personal information and talk with your kids about the dangers that lurk behind the computer screen. AmONE can help you get connected with credit monitoring services for you and your children. Contact AmONE today to get started.