A woman with a concerned expression looks at her credit report

Credit Score vs. Credit Report: Are They Different?

You often hear about how important your “credit” is. But what are people referring to when they talk about your credit? In some cases, it might be your credit score, while in others, it could mean your credit report. So, what’s the difference between these two? Your credit report is an extensive history of your […]

A woman works on her finances using a calculator and holding a bill.

Debt Relief Frequently Asked Questions

Debt relief sounds great. Who wouldn’t want relief from debt? But if you’re in deep debt and are having trouble making ends meet, debt relief isn’t a want. It’s a need. Get answers to your most pressing debt relief questions and learn how to get help. Who Qualifies for a Debt Relief Program? Who qualifies […]

A stressed out couple sits at their computer and discusses their debts.

How Can I Get My Debt Payments Down?

Debt can pile up on you, and when it does it can feel overwhelming. But you can get your debt payments down. If you are struggling to keep up with debt payments or find yourself falling behind here are some specific ways that you can reduce debt and get your payments under control. Use Your […]

A woman looks at a computer while holding a credit card and talking on the phone.

Installment Loans vs. Revolving Debt: What’s the Difference?

Having access to credit can serve some important purposes, including creating liquidity and helping you to improve your credit score. Not only can responsibly using your debt help to boost your score, but the type of debt you use also plays an important role. Installment loans and revolving debt are the two primary categories of […]

A business owner pays her bills online and considers a debt consolidation loan

Debt Consolidation Loans vs. Personal Loans: What’s the Difference?

For those consolidating debt, a loan can be a good way to save money while also creating a predictable repayment schedule. These loans can be used to pay off high-interest credit cards and reduce the number of payments you need to make each month. But do you need a debt consolidation loan or a personal […]