Fast Loan Advance Personal Loans Review 2023

Fast Loan Advance is an online personal loan marketplace. Once you fill out a short form on its website, it can connect you to the right loan for your unique situation. It partners with many lenders and offers its service for free to prospective borrowers in almost every state. You can get approved for up to $35,000, depending on your situation.

Fast Loan Advance At-a-Glance

Compare Your Personal Loan Rates
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Always free and will not impact your credit score.

Compare to Others

Fast Loan Advance may be a solid choice if you’re looking for a personal loan but need to know which lenders may approve you. Here are other options to consider if you find it’s not a good fit.


Upstart is worth exploring if you’re looking for a larger loan of up to $50,000 for debt consolidation or credit card consolidation. Loans from Fast Loan Advance lenders cap out at $35,000. While you can get approved for an Upstart loan with bad or fair credit, you’ll likely have to settle for higher rates.


Just like Fast Loan Advance, LendingClub is a loan marketplace. But it differs from Fast Loan Advance in that it can match you to peer-to-peer loans from individual investors instead of financial institutions. If you don’t have the best credit, you can apply for a LendingClub loan with a co-borrower and boost your chances of approval with a lower rate.


Reprise personal loans range from $2,500 to $25,000. Even though you can borrow a bit more with a loan from a Fast Loan Advance lender, you might be able to get your funds sooner with Reprise, as it offers same-day approvals and same-day funding. This is a huge plus if you have emergency expenses and can’t wait until the next business day.

Find a Personal Loan Lender That Matches Your Needs

Finding the lender with the best personal loan to meet your needs is as simple as using our search tool. Compare personal loans and find the best rates being offered today.

Who Is Fast Loan Advance For?

  • You want to borrow between $100 and $35,000
  • You’ve had trouble qualifying for personal loans and want to see which lenders will make you an offer
  • You don’t want to research lenders and apply for multiple loans

Keep in mind that Fast Loan Advance is not a direct lender. It can match you to loans but won’t approve you or distribute the funds.

Top Features of Fast Loan Advance

Here are several features to keep in mind as you look into Fast Loan Advance.

Short Online Form

According to its website, you can complete the Fast Loan Advance form in only two minutes. Once you do, you’ll find out which lenders may be willing to offer you a loan. You’ll be able to compare all your options in one place easily.

Free Service

It won’t cost you anything to use Fast Loan Advance. It will connect you to lenders and loans for free. But if you decide to move forward with a loan, the lender will likely charge you interest and fees.

Small and Large Loans Available 

Fast Loan Advance may come in handy if you need a small loan of only a couple hundred dollars or a larger loan of up to $35,000. Be sure to only apply for the loan amount you can comfortably repay.

Fast Funding

Each lender has its own funding time. But Fast Loan Advance states that depending on when you apply and get approved, you might be able to receive your funds as soon as the next business day.

All Credit Types

You don’t need good or excellent credit to use Fast Loan Advance. The marketplace was designed for all credit types so you can get matched to a lender and loan even if your credit score is a bit shaky.

  • Your first and last name
  • Your email address and phone number
  • Your address
  • Your date of birth
  • Whether you own or rent your home
  • Your employer’s name (if applicable)
  • Your gross monthly income and pay frequency
  • Your driver’s license or state ID number
  • Your Social Security number
  • Your credit score range

Once you complete the form, you’ll need to state where you’d like your funds deposited and share your banking information. Then, you’ll receive a list of lenders and loans that meet your needs. You’ll work directly with the lender if you decide to proceed with a particular loan.

Rating the Features

Let’s dive deeper into the features of Fast Loan Advance.

User Experience

The Fast Loan Advance website is easy to use. The form is front and center, so it’s clear where you need to go to use the marketplace. You’ll also find a list of frequently asked questions and examples of potential loans you may get matched to.


Fast Loan Advance is a free service. When you fill out the form, it will match you to suitable loans for your particular situation. Once you commit to a loan, you’ll likely have to pay the interest rate and fees the lender charges.


Interest rates vary by lender. If you have good credit, however, you can expect lower rates. On the flip side, bad credit may mean higher rates. Some lenders might let you apply with a co-signer that can help you land a better rate.


Fast Loan Advance can match you to loans ranging from $100 to $35,000. Most loans are likely unsecured, but some secured options may be available. Fortunately, it partners with various lenders that may offer different products.

Customer Support

If you have questions or need assistance, you can contact Fast Loan Advance at (747) 204-3441. You may also email them at You can also try a chat box on the website for immediate support.


Fast Loan Advance is available to anyone at least 18 years old, a U.S. citizen or permanent resident, currently employed or receiving a steady income, and has a valid bank account. Its website states that it serves “almost all 50 states.”

Bottom Line 

If you want to avoid the time and hassle it takes to research loans and compare your options, Fast Loan Advance might be a good choice. 

It’s free to use and won’t hurt your credit, so you have nothing to lose if you try it. But it won’t tell you which lenders it partners with, and there’s no guarantee it will connect you to offers.

Frequently Asked Questions (FAQs)

Is Fast Loan Advance a direct lender?

No. Fast Loan Advance is an online loan marketplace. It can match you to various lenders and loans that meet your needs.

How much can I borrow through Fast Loan Advance?

Fast Loan Advance partners with lenders that offer loans of up to $35,000. Your credit, income, and other factors will determine how much you get approved for.

How long does it take to receive my funds?

You can receive your funds upon approval as soon as the next business day. Note that each lender has their own funding timelines.

Is Fast Loan Advance free to use?

Fast Loan Advance is a free service. You won’t have to pay to get matched to potential loan options.

Does Fast Loan Advance pull my credit?

No. While Fast Loan Advance won’t perform a credit check, the lenders it works with may once you apply directly with them.