Struggling to cover everyday expenses? Discover why some consumers are turning to personal loans and learn about solutions to manage financial challenges effectively.

Learn how to identify predatory lending practices, spot red flags, and protect yourself from unfair loans that trap borrowers in debt. Get informed and avoid loan pitfalls.

Read our review for an analysis of Universal Credit personal loans, including rates, fees, borrowing amounts, and repayment terms.

Loan insurance could cover your personal loan payments or pay off the balance if you lose your job or become disabled. But is it worth it?