Recommended Credit Cards for Less Than Perfect Credit
Credit One Bank® Visa® with Free Credit Score Tracking
  • See if you Pre-Qualify in less than 60 seconds—without affecting your credit score. It's fast, easy, and secure.
  • Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
  • This is a fully functional, unsecured credit card—not a debit card, prepaid card, or secured credit card with deposit requirements.
  • Credit One Bank evaluates every account for credit line increase opportunities. We'll let you know as soon as you're eligible for a higher credit line.
  • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.
  • Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges.
  • Access your account easily from your computer, smartphone, or tablet at CreditOneBank.com or the Credit One Bank Mobile App. You can make payments, see recent transactions, and update your account preferences all at the click of a button.
  • Carry a card that makes you smile by choosing from over 20 unique card designs in Credit One Bank’s card gallery. A fee may apply.

Intro RateN/A

Cash Advance APR25.74% Variable

Bal. Trans. IntroN/A

Annual Fee$0 - $99

Credit NeededPoor

Regular APR19.74% - 25.74% Variable

Credit One Bank® Unsecured Platinum Visa®
  • Seeing if you Pre-Qualify is fast, easy, and secure
  • Get 1% cash back rewards on eligible purchase, terms apply
  • Rewards post automatically to your account each month.
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply
  • Enjoy exclusive offers available to Credit One Bank card members through Visa® Discounts.
  • Your card includes travel accident and auto rental collision insurance from Visa®

Intro RateN/A

Cash Advance APR25.74% Variable

Bal. Trans. IntroN/A

Annual Fee$0 - $99

Credit NeededPoor

Regular APR19.74% - 25.74% Variable

Freedom Gold Card
  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Monthly FeeSee website for Details*

Credit NeededDamage credit to Fair credit

Regular APR0% APR

Credit One Bank® Unsecured Visa® for Rebuilding Credit
  • Find out if you Pre-Qualify without harming your credit score
  • Eligible purchases earn 1% cash back rewards automatically, terms apply
  • Get a credit line between $300 and $3,000 based on your credit history
  • Accounts are automatically reviewed for credit line increase opportunities
  • Choose your monthly payment due date for added convenience, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • View your Experian credit score online for free, terms apply

Intro RateN/A

Cash Advance APR25.74% Variable

Bal. Trans. IntroN/A

Annual Fee$0 - $99

Credit NeededPoor

Regular APR19.74% - 25.74% Variable

Indigo® Platinum Mastercard®
  • Pre-qualification available with no impact to your credit score
  • Previous bankruptcy OK
  • Easy pre-qualification process with fast response
  • Free online account access (mobile friendly)
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!

Intro APRN/A

Bal. Trans. APRN/A

Bal. Trans. FeeSee Terms

Annual Fee$0 - $99

Credit NeededBad/Poor

Regular APR23.90% (Fixed)

Milestone® Gold Mastercard®
  • Quick pre-qualification available with no impact to your credit score
  • Easy pre-qualification process with fast response
  • Choose your custom card design - Free
  • Free online account access
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK

Intro APRN/A

Bal. Trans. APRN/A

Bal. Trans. FeeSee Terms

Annual Fee$35-$99 (varies by credit level)

Credit NeededBad/Poor

Regular APR23.90%

First Access Visa® Card
  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual FeeSee Terms

Credit NeededFair/Bad

Regular APRSee Terms

Total Visa® Card
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual FeeSee Terms*

Credit NeededFair/Bad Credit

Regular APRSee Terms*

Net First Platinum
  • Instant Approval / $500 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Monthly FeeSee website for Details*

Credit NeededDamaged credit to Fair credit

Regular APR0% APR

Total VISA® Unsecured Credit Card
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!
  • No-Fee credit line increase opportunities!

Intro APRN/A

Bal. Trans. APRN/A

Bal. Trans. FeeSee Terms

Annual FeeSee Terms*

Credit NeededBad/Fair

Regular APRSee Terms*

The Secured Visa® from Merrick Bank
  • Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
  • Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
  • Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Flexible credit line - the amount of your deposit determines your initial credit line - up to $3,000 and increase your credit line anytime with additional deposits.
  • Easy funding options – several convenient options to easily fund your security deposit.
  • Worldwide acceptance - use it anywhere Visa is accepted.
  • Quick, easy application - apply online today!

Intro APRN/A

Bal. Trans. APRN/A

Bal. Trans. FeeSee Terms

Annual Fee$36

Credit NeededBad Credit

Regular APR19.20% (Variable)

UNITY® Visa Secured Credit Card
  • Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
  • No Minimum Credit Score required; low fixed interest rate of 17.99%; Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
  • No application fee or penalty rate
  • Monthly reporting to all 3 major credit bureaus
  • 24/7 online access to your account
  • *See the Cardholder Agreement for more details.

Intro APRN/A

Bal. Trans. APR9.95% for 6 months

Bal. Trans. FeeSee Terms

Annual Fee$39

Credit NeededBad Credit

Regular APR17.99% (Fixed)

Netspend® Visa® Prepaid Card
  • Get paychecks and government benefits checks up to two days faster1 with direct deposit.
  • Earn cash back rewards on select purchases with Netspend Payback Rewards.2
  • No interest charges or late fees because this is not a credit card.
  • Shop online, in stores and pay bills.3
  • * Terms & fees apply. Card use subject to activation and ID verification4. Funds availability not guaranteed.
  • Card issued by Republic Bank & Trust Company, Member FDIC. Click "Apply Here" for full details and to learn more

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual FeeVariable Monthly Fees

Credit NeededNone

Regular APRN/A

First Progress Platinum Prestige MasterCard® Secured Credit Card
  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$49

Credit NeededDamaged/Fair

Regular APR10.24%

First Progress Platinum Select MasterCard® Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$39

Credit NeededDamaged/Fair

Regular APR14.24%

OpenSky® Secured Visa® Credit Card
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$35

Credit NeededPoor

Regular APR19.14% (variable)

Horizon Gold
  • Guaranteed $500 Credit Line*
  • No Credit Check
  • Fast Online Application
  • Bad Credit - OK

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Monthly FeeSee website for Details*

Credit NeededDamage credit to Fair credit

Regular APR0% APR

The First Progress Platinum Elite MasterCard® Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$29

Credit NeededDamage credit to Fair credit

Regular APR20.24%

Green Dot primor® Visa® Classic Secured Credit Card
  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Classic Secured Credit Card details

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$39

Credit NeededPoor/Limited/No Credit

Regular APR13.99% (F)

Green Dot primor® Mastercard® Classic Secured Credit Card
  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Mastercard® Classic Secured Credit Card details

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$39

Credit NeededPoor/Limited/No Credit

Regular APR13.99% (F)

Green Dot primor® Mastercard® Gold Secured Credit Card
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Mastercard® Gold Secured Credit Card details

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$49

Credit NeededPoor/Limited/No Credit

Regular APR9.99% (F)

Green Dot primor® Visa® Gold Secured Credit Card
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Gold Secured Credit Card details

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$49

Credit NeededPoor/Limited/No Credit

Regular APR9.99% (F)

Recommended Credit Cards for Limited or No Credit
Freedom Gold Card
  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Monthly FeeSee website for Details*

Credit NeededDamage credit to Fair credit

Regular APR0% APR

Horizon Gold
  • Guaranteed $500 Credit Line*
  • No Credit Check
  • Fast Online Application
  • Bad Credit - OK

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Monthly FeeSee website for Details*

Credit NeededDamage credit to Fair credit

Regular APR0% APR

AccountNow® Gold Visa® Prepaid Card
  • Get Paid up to 2 days Faster with Free Direct Deposit ▼ - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
  • No CreditCheck to Get a Card. No ChexSystems Check. No Existing Bank Account Required.
  • $0 Activation fee†. No Minimum Balance. No risk of Overdraft fees.
  • $15 Bonus§ with qualifying Direct Deposit. Never pay to cash your paychecks and get your pay faster.
  • Use it Everywhere Visa Debit Cards are Accepted and Pay Anyone with PayAnyone Bill Pay. Shop Online, Rent a Car, Pay Your Rent and More.
  • Easy Mobile Account Access and Text Alerts. Get Your Account Balance, Transaction Details Sent to Your Phone within Seconds

Intro APRN/A

Bal. Trans. APRN/A

Bal. Trans. FeeSee Terms

Card Feeup to $9.95 monthly fee

Credit NeededNo Credit Check

Regular APRN/A

Total Visa® Card
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual FeeSee Terms*

Credit NeededFair/Bad Credit

Regular APRSee Terms*

Net First Platinum
  • Instant Approval / $500 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Monthly FeeSee website for Details*

Credit NeededDamaged credit to Fair credit

Regular APR0% APR

First Progress Platinum Prestige MasterCard® Secured Credit Card
  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$49

Credit NeededDamaged/Fair

Regular APR10.24%

First Progress Platinum Select MasterCard® Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$39

Credit NeededDamaged/Fair

Regular APR14.24%

Green Dot primor® Visa® Classic Secured Credit Card
  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Classic Secured Credit Card details

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$39

Credit NeededPoor/Limited/No Credit

Regular APR13.99% (F)

Green Dot primor® Visa® Gold Secured Credit Card
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Gold Secured Credit Card details

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$49

Credit NeededPoor/Limited/No Credit

Regular APR9.99% (F)

Green Dot primor® Mastercard® Classic Secured Credit Card
  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Mastercard® Classic Secured Credit Card details

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$39

Credit NeededPoor/Limited/No Credit

Regular APR13.99% (F)

The First Progress Platinum Elite MasterCard® Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$29

Credit NeededDamage credit to Fair credit

Regular APR20.24%

UNITY® Visa Secured Credit Card
  • Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
  • No Minimum Credit Score required; low fixed interest rate of 17.99%; Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
  • No application fee or penalty rate
  • Monthly reporting to all 3 major credit bureaus
  • 24/7 online access to your account
  • *See the Cardholder Agreement for more details.

Intro APRN/A

Bal. Trans. APR9.95% for 6 months

Bal. Trans. FeeSee Terms

Annual Fee$39

Credit NeededBad Credit

Regular APR17.99% (Fixed)

Green Dot primor® Mastercard® Gold Secured Credit Card
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Mastercard® Gold Secured Credit Card details

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$49

Credit NeededPoor/Limited/No Credit

Regular APR9.99% (F)

The Secured Visa® from Merrick Bank
  • Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
  • Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
  • Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Flexible credit line - the amount of your deposit determines your initial credit line - up to $3,000 and increase your credit line anytime with additional deposits.
  • Easy funding options – several convenient options to easily fund your security deposit.
  • Worldwide acceptance - use it anywhere Visa is accepted.
  • Quick, easy application - apply online today!

Intro APRN/A

Bal. Trans. APRN/A

Bal. Trans. FeeSee Terms

Annual Fee$36

Credit NeededBad Credit

Regular APR19.20% (Variable)

Netspend® Visa® Prepaid Card
  • Get paychecks and government benefits checks up to two days faster1 with direct deposit.
  • Earn cash back rewards on select purchases with Netspend Payback Rewards.2
  • No interest charges or late fees because this is not a credit card.
  • Shop online, in stores and pay bills.3
  • * Terms & fees apply. Card use subject to activation and ID verification4. Funds availability not guaranteed.
  • Card issued by Republic Bank & Trust Company, Member FDIC. Click "Apply Here" for full details and to learn more

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual FeeVariable Monthly Fees

Credit NeededNone

Regular APRN/A

Total VISA® Unsecured Credit Card
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!
  • No-Fee credit line increase opportunities!

Intro APRN/A

Bal. Trans. APRN/A

Bal. Trans. FeeSee Terms

Annual FeeSee Terms*

Credit NeededBad/Fair

Regular APRSee Terms*

Prepaid Cards
  • Set your balance upfront for easy budgeting.
  • Terms may vary by partner offer. Please see each bank's application for terms and conditions
  • Clicking Apply Now will take you to CreditCards.com to compare cards with no foreign transaction fees from participating partners

Intro APRN/A

Bal. Trans. APRN/A

Bal. Trans. FeeSee Terms

Annual Fee$0

Credit NeededNo Credit Check

Regular APRN/A

Recommended Credit Cards for Fair Credit
Credit One Bank® Visa® Credit Card with Cash Back Rewards
  • Qualified applicants will receive exclusive benefits such as 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply.
  • Manage your account quickly and easily from your mobile device by using the Credit One Bank mobile app.
  • Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
  • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge.
  • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.

Intro RateN/A

Cash Advance APR25.74% Variable

Bal. Trans. IntroN/A

Annual Fee$0 - $99

Credit NeededFair

Regular APR19.74% - 25.74% Variable

Credit One Bank® Platinum Visa®
  • Enjoy peace of mind with $0 Fraud Liability
  • Qualified applicants will receive a card with a competitive APR and no annual fee along with 1% cash back rewards on all purchases, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts
  • Show off your personality by selecting from a variety of card designs, a fee may apply

Intro RateN/A

Cash Advance APR25.74% Variable

Bal. Trans. IntroN/A

Annual Fee$0 - $99

Credit NeededFair

Regular APR19.74% - 25.74% Variable

Indigo® Platinum Mastercard®
  • Pre-qualification available with no impact to your credit score
  • Previous bankruptcy OK
  • Easy pre-qualification process with fast response
  • Free online account access (mobile friendly)
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!

Intro APRN/A

Bal. Trans. APRN/A

Bal. Trans. FeeSee Terms

Annual Fee$0 - $99

Credit NeededFair Credit

Regular APR23.90%

Milestone® Gold Mastercard®
  • Quick pre-qualification available with no impact to your credit score
  • Easy pre-qualification process with fast response
  • Choose your custom card design - Free
  • Free online account access
  • Protection from fraud, if your card happens to be lost or stolen
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK

Intro APRN/A

Bal. Trans. APRN/A

Bal. Trans. FeeSee Terms

Annual Fee$35-$99 (varies by credit level)

Credit NeededGood/Fair

Regular APR23.90%

First Access Visa® Card
  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual FeeSee Terms

Credit NeededFair/Bad

Regular APRSee Terms

Total Visa® Card
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual FeeSee Terms*

Credit NeededFair/Bad Credit

Regular APRSee Terms*

Total VISA® Unsecured Credit Card
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!
  • No-Fee credit line increase opportunities!

Intro APRN/A

Bal. Trans. APRN/A

Bal. Trans. FeeSee Terms

Annual FeeSee Terms*

Credit NeededBad/Fair

Regular APRSee Terms*

Charity Charge World MasterCard® Credit Card
  • Donate your cash back to any nonprofit or religious organization of your choice.
  • Earn an unlimited 1% cash back that's automatically donated on your behalf through your everyday purchases.
  • No Annual Fee.
  • An easy way to make a difference (at no cost to you).
  • 100% Tax-Deductible.
  • Low APR between Prime + 6.99%-16.99% dependent on creditworthiness. Balance transfer fee of either $10 or 5% of the amount of each Balance Transfer, whichever is greater.
  • Receive all the benefits of a World MasterCard such as: extended warranty, MasterCard global service, concierge services, ID theft protection, price guarantee, and many more exclusive services.
  • Chip and Apple Pay enabled.

Intro APR1.99% for 6 monthly billing cycles

Bal. Trans. APR1.99% for 6 monthly billing cycles

Bal. Trans. Fee5%

Annual Fee$0

Credit NeededGood/Excellent

Regular APR11.24%-21.24% (Variable)

First Progress Platinum Prestige MasterCard® Secured Credit Card
  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$49

Credit NeededDamaged/Fair

Regular APR10.24%

First Progress Platinum Select MasterCard® Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Annual Fee$39

Credit NeededDamaged/Fair

Regular APR14.24%

Net First Platinum
  • Instant Approval / $500 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Monthly FeeSee website for Details*

Credit NeededDamaged credit to Fair credit

Regular APR0% APR

Freedom Gold Card
  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Monthly FeeSee website for Details*

Credit NeededDamage credit to Fair credit

Regular APR0% APR

Horizon Gold
  • Guaranteed $500 Credit Line*
  • No Credit Check
  • Fast Online Application
  • Bad Credit - OK

Intro RateN/A

Intro PeriodN/A

Bal. Trans. IntroN/A

Monthly FeeSee website for Details*

Credit NeededDamage credit to Fair credit

Regular APR0% APR

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