Tips and Advice

Need a Personal Loan? Pick Up the Phone

An AmOne personal loan representative can help you with your online personal loan needs. They are knowledgeable and friendly so pick up the phone.
A woman speaks on the phone with a personal loan representative.
By Gina Freeman
Updated on: November 10th, 2022

Many people prefer the convenience and anonymity of applying for an online personal loan to a face-to-face encounter at a bank. However, not everyone wants to go through the entire personal loan process online. At, you can enjoy the benefits of an online personal loan and still have the option of human contact. Simply call an AmOne financial search specialist to get answers to your questions or help with choosing the right loan.

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Feel Free to Call AmOne

There are several reasons why consumers might prefer to call a personal loan provider, including the following.

  • Some borrowers are not comfortable submitting personal information online.
  • There is incorrect information on their credit report or another issue that they’d like to discuss.
  • The applicants have questions about the application or concerns about credit inquiries.
  • They want to know the minimum credit scores required for financing.
  • The applicants are unsure which loan product is best for their situation.
  • The applicants need help with the site’s online tools like calculators.
  • Borrowers might want to verify that the site connects to a real company.
  • Some people want to get information in their own schedule instead of waiting for a call after completing a form.

You may have one of these concerns or even a different issue. But it doesn’t matter. Just call a friendly and knowledgeable AmOne personal loan search specialist at 1-800-781-5187 Monday through Friday from 9:00 AM to 9:00 PM or on Saturday from 9:00 AM to 5:30 PM Eastern time.

Get the Advantage of an Online Loan — With a Human

Many personal finance writers present the online vs. in-person loan as an either/or choice. The consensus is that online personal loans are generally more convenient, faster, cheaper, and easier to get. You can usually prequalify without generating a credit report inquiry and harming your credit. The in-person bank can be quicker if you already have a loan with it, and it offers the advantage of human contact for people who don’t like an impersonal experience.

However, AmOne believes that you should not have to give up personal contact to obtain a great loan. You can get access to the same financing as people who complete the process entirely online — plus the extra help or information you want.

What to Expect When You Call

If you complete the online form during regular business hours, a financial search specialist will usually call you within an hour. and often within 15 minutes. Your other option is to email AmOne or to call the personal finance specialists directly. During this first contact, you’ll learn about AmOne’s free loan matching service and the answers to any questions you have about loan options. Your financial search specialist can usually match you with a loan on the same day.

Are Online Personal Loans Safe?

Whether you choose to call first or just fill out the online loan solutions form, you’ll be working with helpful people and a reputable company. Experts at Experian, one of the three major credit reporting agencies in the US, have this to say about the safety of online personal loans:

“While you should always be wary of sharing your information online, many online lenders are trustworthy companies that operate in a regulated industry. Unlike big banks, online lenders tend to specialize in a specific type of funding, such as personal loans, and work with customers that traditional banks may pass over. As a borrower, you could benefit from more accessible loans, low interest rates, and a quick application and funding process.”

Ready to Take Your Call is one of those “trustworthy companies” that Experian talks about, with real people to help you and a physical address in the US. You can learn more about and how it keeps your information safe on its FAQ page. And you can see hundreds of positive reviews on Trustpilot and Trustlink.

So when you’re looking for a loan, you can feel good about calling for any reason. It’s the extra level of service that AmOne offers all of its clients.