Should I Refinance My Student Loans?

If you have federal student loans, you may be aware that there is an option to consolidate them.  In doing this, be advised that there is no benefit provided with respect to your interest rate (your interest rate will be a weighted average of your existing loans).  You can also alter your repayment terms by […]

Why Should You Consolidate Debt?

calculator and dollar bill cut in pieces

Would you think about paying your bills with a dollar that’s been cut into pieces? If you have multiple bill payments, that’s essentially what you’re doing in spreading your money out across several different accounts. The more debt you owe, and the more creditors you have to repay, the less effective your money actually is […]

The Growth of Peer-to-Peer Lending

peer to peer lending Scrabble tiles

One of the benefits of the 2008 financial crisis and the Great Recession that followed is the growth of a form of alternative lending that’s giving consumers another way to obtain the financing they need. The lending freeze that occurred for several years made it more difficult for borrowers to find traditional lenders willing to […]

3 Ways To Tackle Debt

football player tackle

If you’re struggling to make ends meet due to the amount of debt you currently have, it might feel like an impossible situation to overcome. Mounting bills, growing interest rates, and the number of payments you need to make every month for your rent, your mortgage, your car loan, your utilities, your credit cards, student […]

How To: Getting A Loan With Bad Credit

VISA and MasterCard credit cards

Having bad credit can make things more difficult. Bad credit can affect everything from being approved for a loan or getting a credit card, to having to place a security deposit on utilities like cable and electricity. So what can you do about your bad credit? Especially if you are in need of money? There […]