A young man uses his mobile phone to apply for a personal loan

What It Takes to Get a Low-Income Personal Loan

Securing a personal loan with a low income is not impossible. Although most lender underwriting requirements include a minimum income level, it’s not the only factor that goes into qualifying for a loan. Even if you have a low income, you may still qualify for a personal loan. A low-income personal loan is a standard […]

A woman uses her laptop computer to apply for a long-term personal loan

What to Know About Long-Term Personal Loans

Compared to a short-term loan that you can repay in a few years, a long-term personal loan has repayment terms of at least five years. While long-term personal loans can make your monthly payments more affordable, they may come with a higher interest rate. Also, since you’re stretching the time you take to pay back […]

A young entrepreneur sit at a desk while working at her small business

Find a Small Business Loan for Your Post-Pandemic Venture

It’s no secret that there’s a labor shortage in the U.S. According to the most recent data from the United States “Job Openings and Labor Turnover” (JOLTS) report, over 4.4 million employees have quit their jobs since the pandemic began for various reasons — concerns about safety, lack of child care, and not wanting to […]

A man sits at his kitchen table with his laptop

Personal Loans vs. Home Equity Loans: Which Is Better?

When you need money for a large purchase or a home improvement, a loan can help you get the money you need. But should you use a personal loan or a home equity loan to get the cash you need? Let’s take a look at personal loans vs. home equity loans so you can figure […]

A man sits at his computer and takes notes as he applies for a personal loan online

How Fast Can I Get a Personal Loan?

When you’re in a financial bind, getting the money to cover any shortfall in your bank account becomes a driving thought. You might wonder how to get a fast personal loan. Though you could always attempt a payday or title loan to get fast money, they often come with high interest and fees. They can […]