If you have federal student loans, you may be aware that there is an option to consolidate them. In doing this, be advised that there is no benefit provided with respect to your interest rate (your interest rate will be a weighted average of your existing loans). You can also alter your repayment terms by […]
Whatever the reason — whether your old car can’t make it to work anymore, or you’re expecting a nice-sized tax return, or you’re getting your first car — you may be thinking about purchasing a car, either new or used. When it comes to making a large purchase like this, you might be wondering where […]
Many people are coming into the new year carrying some sort of debt burden. The debt can be from student loans, relying heavily on credit cards, a mortgage, car, or just the cost of holiday expenses. Whatever the source, it’s time to find the best way to handle and pay down that debt. Which debt […]
Car insurance premiums act like bookends: they are high in our teenage years, settle at a reasonable rate in our adulthood, and then rise again as we become elderly. The reasons for the increase in our insurance premiums as we age (particularly once we reach the age of 70) stem from health-related factors. Older drivers […]
The number of consumers taking out loans for a new or used car has increased over the past decade and will likely continue to grow in 2013. Delinquency rates on auto loans are at an all time low meaning that although consumers are taking out higher loans they are repaying them in a timely manner. […]
