Should I Refinance My Student Loans?

If you have federal student loans, you may be aware that there is an option to consolidate them.  In doing this, be advised that there is no benefit provided with respect to your interest rate (your interest rate will be a weighted average of your existing loans).  You can also alter your repayment terms by […]

When Should I Consider An Unsecured Personal Loan?

Unsecured personal loans require no collateral, and are guaranteed solely by the borrower’s commitment to repay them.  These types of personal loans can have a bad reputation when confused with payday loans, title loans, cash advances or other short-term forms of financing with high interest rates.  For that reason, most people turn to credit cards […]

How AmOne Helps You Borrow Smarter

Have a financial goal or need that has you searching for money? Not sure where to start?  Say hello to AmOne! As a completely free service, we have been dedicated to helping consumers get the best loan result possible for all credit situations since 1999. We use our one of a kind technology to quickly […]

What’s The Best Time Of Year To Get A Loan?

spring summer fall winter landscapes

When it comes to getting a loan, is there such a thing as the perfect season? The short answer is that it depends. What does it depend on? There are several factors, such as your current financial situation, your credit scores and credit history, as well as the type of loan you’re looking for. If […]

Why Should You Consolidate Debt?

calculator and dollar bill cut in pieces

Would you think about paying your bills with a dollar that’s been cut into pieces? If you have multiple bill payments, that’s essentially what you’re doing in spreading your money out across several different accounts. The more debt you owe, and the more creditors you have to repay, the less effective your money actually is […]