A woman works on her budget to curb her overspending

Are You Overspending? Here’s How to Stop

If you’re considering a personal loan, chances are you’ve found yourself in a financial bind. How did you get there? Overspending can be a stealthy problem, creeping up on you over months and years until you find yourself with more money going out than money coming in. The results can be financially devastating. Though getting […]

a man uses his savings to buy a new car and looks happy behind the wheel

Sinking Fund: Why It’s the Best Way to Save

Ever get that sinking feeling that you wish you’d saved up extra dollars to pay for a wish list purchase, overdue vacation, birthday present, or other special expense? It’s never too late to avoid such regrets and salt away money for a fun or needed goal. You simply need to set up a sinking fund. […]

How to Save a Down Payment for a House

When real estate prices rise faster than wages, it can be difficult to save up the down payment for a house. Especially if you’re also paying rent for your current one. And then there are closing costs, which you may have to pay in cash, borrow, or ask the seller to cover. Accelerate your savings […]

cash savings

AmOne’s Take on Breaking Financial Rules

Be sure to start saving for college early. Always max out your 401K. Cut expenses and keep a 6-month cash emergency fund. Buy a car, don’t lease. Don’t give the government an interest free loan by having too much taken out in payroll taxes. Financial advice like this is everywhere. In fact, most of us […]