Should I Take Out a Holiday Loan?

personal loan

Santa’s making a list, he’s checking it twice, to see if you’ve been naughty or nice…but he’s not bringing you a check to pay for this very expensive time of year. When it comes to deciding whether to skimp and save versus taking out a holiday loan and pay the money back later, that decision is […]

New Changes to the FICO Credit Score Formula

Changes to the FiCO score formula

Great News! Your FICO credit score may have improved recently or it may improve soon. This could be a much needed break for people who are having trouble getting a loan due to a poor credit score. Your FICO credit score is the score most lenders use when determining whether or not to approve you […]

AmOne’s Take on “The Top Financial Concerns of the Urban, Educated Millennial”

young business people

You don’t need a degree in finance to know two things about money: (1) you never have as much as you’d like  and (2) making sound and responsible financial decisions can be difficult. Michael Ruderman, an employee at Personal Capital (a digital wealth management firm in Silicon Valley) admits that not only are the questions we all […]

Unsecured Loans for People with Poor Credit

In today’s economy, many people are finding themselves in a situation where they need to borrow money, but their credit has suffered some dings in recent years. They may need it for a car repair, school tuition, to consolidate existing debt or even to pay for a wedding. The reasons are different, but what most […]

AmOne’s Take on “How To Plug Your Budget Leaks”

In today’s current economic environment, it’s extremely important to manage your personal finances wisely. It’s very easy to overspend and end up in debt without even realizing it. Many people start out every year with the admirable plan to set and follow a budget. A few weeks into the year, money starts to leak out, […]