debt management vs debt settlement

Getting Out of Debt: Debt Management vs. Debt Settlement

Debt settlement and debt management are both tools you can use to solve debt problems. But they are very different. If you choose the wrong one, you could set yourself back in the quest for financial health. Before undertaking either solution, thoroughly understand each option.

too much debt personal loan

Too Much Debt? Start Here

You may be able to simply consolidate too much debt with a personal loan. You may have to bite the bullet and file bankruptcy. Or something in between. 

is canceled debt taxable

Is Canceled Debt Taxable?

What borrowers see as debt forgiveness the government may well define as “imputed” income. And consider your canceled debt taxable. This can make ignoring debt more expensive than you think.