Focused serious couple are looking at their bills and personal line of credit

Wells Fargo Dumps Personal Lines of Credit: Will It Affect You?

Wells Fargo announced to its customers that it has “decided to discontinue offering new Personal and Portfolio line of credit accounts and to close all existing accounts.” Closing personal line of credit accounts means customers will no longer have access to their credit lines and will have to pay off their existing balances over time. […]

How to Raise Your FICO Score by 100 Points Fast

Even raising your credit score by 20 points can make a difference in what you pay for many kinds of financing. And raising your credit score 100 points could save you as much in interest as you’d earn with a second job. Find out here how to quickly achieve a 100 point increase in your […]

How to Raise Your Credit Score From Fair to Good

What is a good credit score? There is no standard definition, but credit reporting agency Experian defines “good” credit as a FICO score ranging from 670 to 739. What is a fair credit score? That definition includes FICO scores from 580 to 669. You can reap huge benefits when you raise your credit score from […]

Collection “Pay for Delete” Sample Letter

The only way to increase your credit score by paying a collection account is to get the collection agency (and the original creditor, if applicable) to agree to delete the entry from your credit history. You can send this sample letter to collection agencies when negotiating a “pay for delete.” Sample letter for you to […]