A man has a concerned look on his face while reading a letter as he sits at his desk

Credit Score and FICO: What’s the Difference?

A credit score is a number that shows how responsible you are when you borrow money. It considers your financial history and predicts how likely you are to repay debt. The higher your credit score is, the greater your chances of getting approved for a loan with a low interest rate and favorable terms. While […]

A woman is upset as she looks at her computer and sees that her identity has been stolen

Avoid Identity Theft and Protect Your ID

If you want to avoid identity theft, you need to know how to catch it early. These tips can help you spot the red flags and protect your ID. Protect your ID There’s a reason most experts suggest keeping your sensitive information private. They recommend choosing online passwords no one can guess. And security consultants […]