Should you pay off collection accounts to raise your credit score? Not always. In fact, paying off a collection the wrong way can cost you money AND harm your score. Here are some helpful links: Sample “pay for delete” letter Read more
If you want to avoid identity theft, you need to know how to spot it. These tips can help you spot the red flags and protect your ID.
Vantage and FICO scores are the big names in credit reporting today. So, what are the differences between VantageScore and FICO?
>Whether you’re working to improve or maintain your credit score or are looking for ways to maintain it, you might be making some easy-to-miss mistakes. The good news is that by knowing simple information about your credit score, you can Read more
A recent survey conducted by the Consumer Federation of America (CFA), a non-profit consumer organization, shows that almost half of American adults don’t know how their credit scores are determined. The survey results go beyond a lack of information about Read more