How To: Maintain Your Credit Score

credit risk Scrabble tiles

Whether you’re working to improve your credit score or are looking for ways to maintain it, you might be making some easy-to-miss mistakes. The good news is that by knowing what affects your credit score and how, you can avoid negatively affecting your credit. Even though most credit scoring models — such as the ones […]

How To: Understanding Your Credit

credit tiles on money

A recent survey conducted by the Consumer Federation of America (CFA), a non-profit consumer organization, shows that almost half of American adults don’t know how their credit scores are determined. The survey results go beyond a lack of knowledge. Forty percent of those who took part in the survey also believed incorrect information, such as […]

Identify Credit Report Mistakes

Errors on your credit report can mean a lower credit score and higher interest rates. Here's how to identify and correct those mistakes.

What’s the best way to find out if you have mistakes on your credit report? Checking it. To make sure your credit scores are where you need them to be to get lower interest rates on thing like mortgages, auto loans, and even for credit checks performed by landlords and potential employers, you should review […]

Your Need To Know Finance Numbers

What financial numbers should you always know?

Too many financial terms, facts, and figures to keep track of these days? It’s easy to get lost in a sea of finance-related acronyms. Which terms and numbers should you know at all times? Here are three need-to-know finance numbers you should always have in mind.

Do You Know If Poor Credit Is Costing You Work?

Is your credit affecting your job search?

Under current regulations, employers aren’t allowed to run credit checks without an applicant’s permission. But what happens if you have debt or negative items in your credit history? While employers can’t see your credit score, they can see debts, payment history and bankruptcies. This gives you another good reason to check your credit report. If […]