How To: Understanding Your Credit

credit tiles on money

A recent survey conducted by the Consumer Federation of America (CFA), a non-profit consumer organization, shows that almost half of American adults don’t know how their credit scores are determined. The survey results go beyond a lack of knowledge. Forty percent of those who took part in the survey also believed incorrect information, such as […]

How To: Basic Identity Theft Protection In Five Minutes

clock face

Did you know that Data Privacy Day is today, January 28th? As a Data Privacy Day Champion, AmOne has five simple ways you can help to protect yourself against identity theft and keep your personal information safe. According to Javelin Strategy and Research, identity fraud happens every three seconds. With just five minutes of your […]

Help For Identity Theft Victims

If you’re a victim of identity theft or know someone who is, the Federal Trade Commission has a video designed to help you repair your identity.

Identity theft is increasing at rapid pace. It’s become so prevalent that for the last twelve years it’s been the number one complaint consumers file with the Federal Trade Commission (FTC). It’s no wonder the numbers of incidents are growing each year. In 2011 (the most recent year that has reporting data available), identity fraud […]

3 Sneaky Ways Creditors Are Watching You

Credit scores are a clear indicator that credit card companies and lenders are watching you. They are paying close attention to your payment history, how much debt you’ve incurred, your debt-to-income ratio, and more. While we’re not saying big brother is real, it is real that credit companies and lenders are watching you carefully. Unsurprisingly […]

Study Reveals Which Consumers Are Opening New Accounts

Opening new lines of credit is one way consumers might attempt to boost their credit rating. Findings from a TransUnion study found that consumers who monitor their credit are likely to open new credit cards and auto loans. The “Impact of Credit Self-Monitoring on Consumer Performance” study was performed with the help of 15 million […]