A man and woman look at a computer to check their credit score

What is Credit Mix? Get to Know Your Credit Score

When opening a credit account, most people don’t think about its overall impact on their credit score. However, the types of credit accounts you have are one of the primary factors that determine credit scores and may be a factor when qualifying for financing. Let’s look at credit mix, what types of accounts it contains, […]

improving credit score

How to Build Your Credit

While paying for everything with cash or debit cards is doable if you have the funds, building a credit history is important when it comes to future purchases that you won’t be able to pay using cash. It is important to build your credit history for a variety of reasons: If you need a loan […]

maintaining your credit score

How To: Maintain Your Credit Score

>Whether you’re working to improve or maintain your credit score or are looking for ways to maintain it, you might be making some easy-to-miss mistakes. The good news is that by knowing simple information about your credit score, you can avoid negatively affecting your credit. Even though most credit scoring models — such as the […]

understanding your credit score

How To: Understanding Your Credit

A recent survey conducted by the Consumer Federation of America (CFA), a non-profit consumer organization, shows that almost half of American adults don’t know how their credit scores are determined. The survey results go beyond a lack of information about credit. Forty percent of those who took part in the survey also believed incorrect information, […]