man with credit card

How Getting CARDed Saved You Money

Have you heard of the CARD Act? If not, it doesn’t matter — this recent consumer protection law is still saving you money. The Credit Card Accountability, Responsibility, and Disclosure Act (shorted to the CARD Act), introduced in 2009, was credited in a recent report as having saved consumers like you money by reducing penalty […]

man getting company credit card

What You Need To Know About Your Company Credit Card

If you’re in business, especially working in sales, you’re probably very familiar with a company credit card and expense account. It can be easy, even tempting, to use the card for any business expense. It’s best to remember that, in addition to your employer reviewing those purchases, other people might be taking a look as […]

bank debit cards

Young Adults Are Choosing Debit Cards Over Credit Cards

With the reports of student debt and the difficulties faced by current college students and graduates when it comes to repaying their loans, more and more young adults (those between the ages of 18 and 24) aren’t applying for credit cards. With the federal government currently holding over $552 billion in student loans, it’s no […]

couple looking at credit card bills

Minimum Credit Card Payments Explained

When it comes to your credit card debt, how long do you think it would take it pay it off if you only made the minimum monthly payments? It’s easy to fall into making the minimum payments. After all, it’s a lower amount. And if you make automatic payments electronically, that monthly payment becomes almost […]

woman with new credit card

3 Popular Credit Card Tricks You Should Resist

Every week it’s a new offer from the same ole’ credit company inviting you to get a new card. They entice you with offers like a low introductory rate, cool designs, no annual fees, and whatever else they think you’ll fancy. Each day you probably look at these offers, consider them, and sometimes even apply […]