A son discusses the difference between credit cards and personal loans with his parents.

Personal Loans vs. Credit Cards: How to Borrow Smarter

It’s natural to think of credit cards first when we consider borrowing because they are everywhere. We’re asked to sign up for cards with every purchase at the mall, and we toss ads for credit cards every time we retrieve our mail. But what about personal loans vs. credit cards? Should credit cards always be […]

A man uses his laptop computer to research personal loans

Will it Hurt Your FICO Score if You Cancel a Credit Card?

Looked through your wallet or purse lately? Chances are you’ve got a lot of plastic in there — the kind produced by VISA, MasterCard, Discover, and various big-box retail stores. Having all those charge cards in your pocket can create a lot of temptation to use them. That begs a question: Should you cancel a […]

A woman looks at her phone and credit card as she deals with credit card fraud

Never Again: Why Credit Card Fraud Keeps Happening to You

You’ve had your credit card compromised in the past. Fortunately, all fraudulent charges were reversed, and the issuer sent you a new card. But now you’ve experienced credit card fraud again, despite still having your card in hand. You ask yourself: Why does this keep happening? What do I do now? And how can I […]

a small business owner uses his tablet to look for business credit cards

Can You Start Your Business With a Credit Card?

Can you start your business with a credit card? The answer is yes, and there are reasons why owners should get such cards when starting a business. At the same time — as with all credit products — there are also cautions to consider. There are both business credit cards and personal credit cards. There […]

use credit card

Get A Personal Loan Or Use A Credit Card?

When it comes to financing a purchase, it can be tempting to reach for your credit card first to pay for it. There are times when it is beneficial to use your credit; after all, if you use it wisely, you can not only make your purchase but also grow your credit history and improve […]