You have thousands of dollars of credit card debt that you need to pay down. What’s the better choice? Taking out a personal loan to pay off that debt or transferring it to a new balance transfer credit card that offers a temporary 0 percent interest rate?
What’s your biggest financial fear? Being able to buy a home? Retire comfortably? Deal with debt? How confident are you about overcoming your fear and solving the problem? Chances are that whatever your biggest financial fear is, you’re not alone. Read on to see how you stack up with other consumers.
Make 2020 the year to raise your FICO score. Even 20 points can make a difference in what you pay for many kinds of financing. And raising your score 100 points could save you as much as you’d earn with a second job. Find out here how to quickly achieve a 100 point increase in your FICO score.
Should you pay off collection accounts to raise your credit score? Not always. In fact, paying off a collection the wrong way can cost you money AND harm your score. Here are some helpful links: Sample “pay for delete” letter Read more
Is it better to borrow with a personal loan or a 401(k) loan? See the pros and cons of each and some tips for evaluating a personal loan vs. a 401(k) loan.