Tips and Advice

Auto Insurance Discounts You’ve Never Heard Of

Insurers offer scores of extra discounts, some of which have nothing to do with your age, your automobile, or the fact that you've avoided speeding tickets.
car insurance policy document
By AmOne
Updated on: November 10th, 2022

car insurance policy document What would you do to get a discount on your auto insurance?

There are the tried and true methods of being a safe driver, getting a discount merely because of your age (older than a teen and younger than 70 for most policies), and, if possible, having a vehicle that naturally receives a discount for being “sensible”. There are other ways in which you can receive a discount, however, ways that can help you save even more when combined with the usual discounts.

In general, most insurers offer married couples a lower insurance rate. If you are planning to get married, are recently wed, or have been married for a while but had no idea, check with your auto insurance provider to see if they do offer a discount. Provided you are a safe driver, the odds are you can gain an additional percentage off of your premiums.

In this day and age of social media, many auto insurers are incentivizing consumers by offering discounts to those who follow, friend, or like them on social networks such as Facebook or Twitter. Also, for those are are more ecologically-minded than socially wired, driving a hybrid vehicle can net you a discount with certain insurers.

There are even discounts available for those who renew their policies before the end date, or if you are a member of a particular professional organization, college sorority or fraternity, or if you are in an alumni group. It doesn’t hurt to ask your insurance agent about what discounts they have available; you never know if you might qualify for one of their more unusual price breaks.